Welcome to Farmers National Investments!

At Farmers National Investments, we understand that earning your confidence is a privilege. We are committed to honoring the relationships you’ve built and continually looking for ways to expand the services, partnerships, and opportunities available to you.

Better Together

We are pleased to welcome Middlefield Bank into the Farmers National Bank family. This transition brings together two institutions that share a commitment to personal service, financial strength, and long-term relationships.

As part of this transition, Middlefield Bank is moving from the partnership with their current brokerage firm and entering into an agreement with Cetera Investment Services LLC, a nationally recognized brokerage firm that specializes in serving clients of financial institutions.

What this means for you:

• You will continue working with your current financial professional located at Middlefield Bank bank.
• You will receive important documents soon to help transfer your accounts. Please read through the information and return promptly so your accounts are transferred timely.

Looking Ahead

We believe this new alliance strengthens our ability to deliver the investment products, technology, and guidance you deserve. Our priority is to make this transition as seamless as possible while continuing to support your financial goals.

If you have questions at any time, we encourage you to contact your financial professional or reach out directly:

Dan Cvercko

📞 330-533-5003

FAQ

Why is Middlefield Bank making this change?

Middlefield Bank has been acquired by Farmers National Bank. As part of this transition, Middlefield Bank is moving from our partnership with our current brokerage firm and partnering with Cetera allows us to deliver best-in-class service, greater support for our advisors, and long-term stability.

What does this mean for me?

You’ll continue to work with your current professional, and the personalized service you expect will not change. Your financial professional will be reaching out soon to assist with the transition. Our goal is to make this process easy and seamless.

When will this change happen?

We are currently planning to begin our partnership with Cetera in June 2026.

Will my financial advisor change?

No, you will continue to work with the same financial professionals who know you and your investment needs.

Is there a cost to transition my account?

No. This transition will be completed at no cost to you. If any fees appear on your statement from our former broker-dealer, they will be reversed on your next statement.

Will my investments change?

Our goal is to minimize any impact to your investment choices. Our hope is that this change should not result in any change in your current investment portfolio but are working to analyze current product offerings to align them with Cetera Investment Services’ offerings.

Will I receive additional communication?

Yes. You’ll receive letters and updates regarding the transition to Cetera Investment Services. You may also receive a notice from our former broker-dealer confirming that your accounts are moving to Cetera—Please review the communication and feel free to reach out to us if you have any questions.

Do I need to do anything now?

Not at this time. Please expect additional communication in the upcoming weeks and months regarding the transition to Cetera. A financial professional will reach out to update any necessary paperwork and guide you through the transition process.

Who can I contact with questions?

You can reach our team at: 330-533-5003