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Securities and advisory services offered through Registered Representatives of Cetera Investment Services LLC (doing insurance business in CA as CFGIS Insurance Agency), member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC. Cetera is under separate ownership from any other named entity. Insurance and Investment Products are: not FDIC insured, not bank guaranteed, may lose value, not a bank deposit, not insured by any federal government agency.
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